Treverton Financial Planning

Coming to terms with the loss of a loved one is never an easy thing to do and adding financial burden to the grief can make coping increasingly difficult. Receiving a lump sum of money can help to support your family or even a business partner after you die. Some of the reasons to take out life insurance could include:

- Mortgage Repayment

- Covering childcare costs

- Education expenses

- Providing a level of income for your dependents so as they can continue in life without any financial burden

Whatever the reason it is important to ensure your family can maintain the standard of living to which they were accustomed.

There are various types of life assurance policies and different solutions will be suitable for different situations.

At Treverton Financial Planning we will be able to help guide you through the most suitable cover options available to you and we can discuss with you, a suitable level of cover to best suit your individual requirements.

There are many different types of mortgages and there will be one out there that best suits your requirements.

At Treverton Financial Planning we will work with you to guide you through the different options available and make sure that you get the most suitable for your own individual circumstances.

Whether you are a first time buyer, wish to remortgage, or are moving house we will endeavour to recommend a product to suit your needs. A mortgage is potentially the largest financial commitment of your life and, therefore, you should make sure that you receive the best possible advice to help with this decision.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

We do not charge a fee for mortgage advice however a fee paying option is available. Our typical fee is 0.35% of the loan amount.

Pension

Saving for retirement is something that most of us put off for as long as we can.

However the reality is that the sooner you start paying into a pension the higher your income in retirement is likely to be.

Your employer may have a pension scheme available to you. Also there are the benefits that you maybe acrueing in the basic state pension.

Other people may have pensions that are now dormant or have had no contributions for some time.

It is important that you are aware of your own individual situation and at Treverton Financial Planning we aim to do that.

We will work with you to asses your current entitlement to any pension benefits and then we will make any recommendations that we feel are necessary. This will take in to account lots of factors including your future plans and how much pension you think you may require.

Also we can help advise people when they come to taking their benefits. There are lots of different options available at retirement and it is in your best interests to get the best advice to explore which is the most suitable for you.

Please feel free to contact us so that we can discuss your individual needs and requirements.

Savings and Investments

Getting your financial affairs in good shape, is essential to prepare yourself for whatever the future holds.

There are lots of different investments we can advise you on from National Savings, through Cash ISA and equity investments aswell.

As with all the services we offer we would come up with a specific recommendation for your individual situation.

There are different types of investments which each have their own level of risk, some will be right for you and some won't. It all depends on your attitude to risk (how much risk you are prepared to take) and what you are trying to achieve with your investments.

We can help and advise you on many different types of schemes from regular savings plans to lump sum investments. We aim to provide all of our clients with the solutions they need when they need them. In this area of financial advice it is very important to get a qualified and dedicated professional Independent Financial Adviser to help you with these decisions.

Treverton Financial Planning is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Services Authority.